Legal Information

Privacy Policy

Your privacy and data security are fundamental to our financial planning services. Learn how we protect and handle your personal information.

Introduction

This Privacy Policy describes how we collect, use, and protect your personal information when you use our financial planning services and website. We are committed to maintaining the highest standards of privacy and data protection to ensure your trust and confidence in our services.

Information We Collect

Personal Information

  • Name, email address, phone number, and mailing address
  • Employment information and professional credentials
  • Financial information necessary for planning services
  • Investment preferences and risk tolerance assessments

Technical Information

  • IP address, browser type, and device information
  • Website usage data and analytics information
  • Cookies and similar tracking technologies
  • Communication preferences and interaction history

How We Use Your Information

Service Delivery

  • • Provide personalized financial planning advice
  • • Conduct retirement and investment planning
  • • Analyze your financial situation and goals
  • • Create customized financial strategies

Communication

  • • Send service updates and market insights
  • • Respond to your inquiries and requests
  • • Schedule appointments and consultations
  • • Provide ongoing client support

Legal Compliance

  • • Meet regulatory requirements
  • • Maintain required financial records
  • • Comply with fiduciary obligations
  • • Prevent fraud and unauthorized access

Service Improvement

  • • Enhance our website and services
  • • Develop new financial tools and resources
  • • Analyze service effectiveness
  • • Improve client experience

Data Protection & Security

Bank-Level Security

256-bit SSL encryption protects all data transmission

Secure Storage

Data stored in encrypted, SOC 2 compliant servers

Access Control

Strict access controls and regular security audits

We implement comprehensive security measures including encryption, secure servers, regular security assessments, and strict access controls to protect your personal and financial information. Our systems are designed to meet or exceed industry standards for financial data protection.

Information Sharing & Disclosure

We Do Not Sell Your Information

We never sell, rent, or trade your personal information to third parties for marketing purposes. Your privacy is not for sale.

Limited Sharing for Service Delivery

We may share information only with trusted service providers who assist in delivering our services:

  • Financial planning software providers
  • Secure document storage services
  • Professional service providers (attorneys, CPAs) when authorized
  • Regulatory authorities when required by law

Your Privacy Rights

Access & Review

You have the right to access and review the personal information we have collected about you.

Correct & Update

Request corrections or updates to your personal information to ensure accuracy.

Delete Information

Request deletion of your personal information, subject to legal and regulatory requirements.

Opt-Out

Opt-out of marketing communications while maintaining essential service communications.

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and improve our services. Here's what we collect:

Essential Cookies

Required for basic website functionality, security, and providing our services. These cannot be disabled.

Analytics Cookies

Help us understand how visitors interact with our website to improve user experience and content.

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations:

Active Clients

Duration of relationship plus 7 years for regulatory compliance

Prospects

3 years from last interaction unless consent is withdrawn

Website Data

Analytics data retained for 2 years to improve services

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices, services, or legal requirements. We will notify you of significant changes by posting the updated policy on our website and updating the "Last Updated" date. For material changes, we may also send direct notifications to active clients via email.

Contact Us About Privacy

Questions About Your Privacy?

If you have questions about this Privacy Policy, want to exercise your privacy rights, or have concerns about how we handle your data, we're here to help.

800-800-1695
Available 24/7
Contact Privacy Team

We typically respond within 24 hours

Regulatory Compliance

As a registered investment advisor, we are subject to strict regulatory requirements regarding client privacy and data protection. This Privacy Policy is designed to comply with applicable federal and state privacy laws, including regulations from the SEC, FINRA, and state insurance departments. Our privacy practices are regularly reviewed and audited to ensure ongoing compliance with evolving regulatory requirements.